Wired Plastic is the brand name of one of the most rewarding prepaid debit cards out there. Unlike credit cards, there is no debt involved when purchases are charged to a debit card. This is as the card holder must first deposit money into his or her account before purchases can be made. Thus, users can only spend the amount of money they have in the account and not a penny more.

For Wired Plastic, a maximum of $2500 can be deposited into the account although a minimum of $10 is sufficient to keep the account active. With no credit limits, shoppers wont need to worry about overspending or even bringing too much cash with them.

Nevertheless, although it is not a credit card, the Wired Plastic Prepaid Visa is not any less rewarding. Wired Plastics prepaid cards come equipped with features like online account management, automated monthly payment systems, a point-collecting reward program as well as a unique overdraft safety program.

While the reward programs of certain credit cards involves a redemption process for exclusive items, the Wired Plastic reward program allows their users to redeem practical gifts such as calling cards, music downloads and mobile phone ring tones as well as phone airtime. This is due to the fact that the target market of Wired Plastic users comprise mostly of teens and young adults which are heavy users of such services.

Also, every dollar used earns Wired Plastic users a point, all of which come with no expiry dates or a maximum cap. As for fees, the good news is that there are no APRs or annual fees for Wired Plastic cards. On the down side, fees are applicable for the application process, in addition to monthly maintenance charges. Nevertheless, with Wired Plastic, there are no charges for direct deposits or transfers through Paypal or inter-bank accounts.